Search

Cutting through the super confusion


Catherine Chivers discusses top five advice topics that are likely to be running themes in adviser-client conversations as the financial year draws to a close.

With advisers currently working their way through the maze of new superannuation rules, particularly to help clients meet transfer balance cap (TBC) requirements by 1 July 2017, it is clear there’s tremendous complexity within the new legislative landscape. While there’s no ‘one size fits all’ superannuation strategy available to fully address a client’s circumstances, there are likely to be many questions they raise with similar advice themes as we approach the lead-up to year-end.

Highlighted below are the top five advice themes which are likely to form the basis of many adviser-client conversations as we close out the year:

  1. What is a TBC – and do I need to do anything about it right now?

  2. Should I keep my transition to retirement (TTR) income stream?

  3. How do capital gains tax (CGT) relief work – and what do I need to do?

  4. Is superannuation a worthwhile investment option post 1 July 2017?

  5. How will the new superannuation rules impact my estate plan?


Recent Posts

See All

ASIC Should Withdraw Its SMSF Factsheet

The Australian Securities and Investments Commission (ASIC) should withdraw its Self-Managed Superannuation Fund (SMSF) factsheet because it contains “an array of seemingly deliberate inaccuracies”, a

SMSFA Points To ASIC Fact Sheet Inconsistencies

The SMSF Association has criticised the corporate regulator’s focus on the risks of SMSFs in its mailout campaign targeting new trustees, saying the data sources used in its fact sheet are inconsisten

Shane Ellis Lawyers logo white.png